American Express does not consistently report authorized users to all 3 credit bureaus. Some tradelines may report to only 1 or 2 bureaus — or none at all.
✅ Rare Bonus:
In some cases, Amex does report to all 3 bureaus. This is uncommon, but possible. If it happens, consider it a win. 🙌
🟢 Refund Policy:
If Amex reports to no bureaus at all within 45 days, and you purchased before the stated deadline, you're eligible for a full refund.
🔴 No Refund:
If Amex reports to even 1 bureau, no refund will be issued.
Before placing an order, please make sure that all credit freezes and fraud alerts have been removed from your credit files. If a tradeline fails to post because of a freeze or fraud alert, no refund will be issued.
Exclusive American Express Tradelines (Priced for Reporting Risk)
Add prestige to your credit profile with one of our Amex tradelines. These cards are known for high limits and long-standing history — but not guaranteed to report to all bureaus.
Because of this, we offer them at a discounted price and make sure you're fully informed before buying.
These are ideal for people who understand the risk and still want the elite branding and credit age benefits Amex offers.
Before placing an order, please make sure that all credit freezes and fraud alerts have been removed from your credit files.
If a tradeline fails to post because of a freeze or fraud alert, no refund will be issued.
It is your responsibility to confirm that your credit profile is fully open to receive new tradeline reporting.
Product #M6860
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #Y4148
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #M6706
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #M3529
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #Y8728
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #M1977
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #F6352
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #D2963
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #H5729
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #J4683
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #C5847
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #A3458
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #G9418
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #B7291
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Product #E8174
Order at least 5–7 days before the card's statement closing date to ensure it reports this cycle.
Understanding the Risk
• American Express has historically been inconsistent with authorized user reporting
• Some Amex cards may report to only Experian, others to Equifax and TransUnion, some to all three, and some to none
• The prestige and age of these accounts can still provide value even with limited reporting
Only purchase if you understand and accept the reporting uncertainty